>they will decrease the premiums Idk, I was told point blank that my premiums went up because the company/local insurance agent was struggling. Had nothing to

>they will decrease the premiums Idk, I was told point blank that my premiums went up because the company/local insurance agent was struggling. Had nothing to do with my driving. I might get some sticker price reduction, but I'll end up paying for it down the line somewhere. Insurance isn't primarily about the collective good, so despite technology making us safer, they still have to make profits.