I agree with you that increased age does not imply increased value/pay. I do not agree about risk aversion. I know several older software developers who have

I agree with you that increased age does not imply increased value/pay. I do not agree about risk aversion. I know several older software developers who have finally paid off their student debt and accumulated some savings, and are now ready to accept some higher risk compensation. In addition, I know younger workers who are in desperate need of cash.