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Most Debit Cards in India require a PIN to verify the transaction on POS (and sometimes online as well, in case One Time Password doesn't work / not available)
by wirddin 9y ago
Most Debit Cards in India require a PIN to verify the transaction on POS (and sometimes online as well, in case One Time Password doesn't work / not available) which actually makes sense.
Now, the same debit card (if international) would not require a pin/otp in case of transaction happening on a US payment gateway. Now, it really depends how banks (or the country) handles the credit/debit card transactions.
Here's a good read on why US has the least secure cards: https://www.theatlantic.com/business/archive/2016/03/us-determined-to-have-the-least-secure-credit-cards-in-the-world/473199/ https://www.theatlantic.com/business/archive/2016/03/us-dete...