Clearly you have never been a landlord. You realize that a lot of people have NO sense of budget and will be DOA the moment they take possession of a rental?

Clearly you have never been a landlord. You realize that a lot of people have NO sense of budget and will be DOA the moment they take possession of a rental? We literally look at the tenants ability to STAY A FLOAT so we do not harm them, their credit and also our pockets too. You took the most cynical and 1 sided outlook. There are WAY more people that would get themselves under water (financial and budget illiterate) vs. the situation you describe. Your bias is betraying you.