You take a loan. And people are making money - the GDP is growing overall, therefore there is far more productivity and value add happening in the system at la

You take a loan. And people are making money - the GDP is growing overall, therefore there is far more productivity and value add happening in the system at large. Americans have the potential of a good social safety net already (compared to many worse countries), its more a question of detail orientation and unpalatable politics - from the perspective of an outsider.