> Parking it today for 1.5% just doesn't seem that valuable. Another way to think of it is that you are taking one bucket of money that you're parking and maki

> Parking it today for 1.5% just doesn't seem that valuable. Another way to think of it is that you are taking one bucket of money that you're parking and making a bet against stocks, or even asset values in general. You can consider your return for that part of your portfolio the inverse of the market performance. Ex: stocks drop 30% and you buy in at that point, then that is the practical return for that bucket for the year.