>"While we should explain more clearly that these services are used to protect consumers from fraud." So if my someone's phone is lost or stolen they won't be

>"While we should explain more clearly that these services are used to protect consumers from fraud." So if my someone's phone is lost or stolen they won't be able to use their credit card or debit card? Wow that sounds like quite a service - losing access to your phone now means losing access to your money? So your card is blocked because of a fraud alert and you have no ability to call your bank or credit card company. You better hope you are not by yourself when this happens. I would close or cancel any account or card if they ever put me in such an imposition as a result of using this service.