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He said he’s currently using SMS so it’s natural to back-track your question to SMS based 2FA. The reason he wants to use app-based could very well be the one s
by asidiali 9y ago
He said he’s currently using SMS so it’s natural to back-track your question to SMS based 2FA. The reason he wants to use app-based could very well be the one stated above - because the [main] alternative is easy to hack remotely, and that required physical proximity is a feature in this case.
- throwaway613834 9y agoHuh, I see. I didn't get the impression he's using SMS. I thought he was just describing the feature Chase offered, not that he was actually using it. I'm not asking about SMS 2FA at all, I'm asking what app-based 2FA itself would protect against. It seems like an extra step that wouldn't really help anything.