When I bought my house in TX I had to explicitly go through a separate agreement with the mortgage defining what a flood plain was and how it could affect my pr

When I bought my house in TX I had to explicitly go through a separate agreement with the mortgage defining what a flood plain was and how it could affect my property. I'm not even in a flood plain and had to learn about them. I guess if you buy cash you might not know, but in general it's in the documentation you get while purchasing a house here in TX.