> And knowing what to invest in is another can of worms in itself. For the record; knowing what to invest in is easy: a broad based low cost index fund. The re

> And knowing what to invest in is another can of worms in itself. For the record; knowing what to invest in is easy: a broad based low cost index fund. The research in "A Random Walk Down Wallstreet" statistically shows that actively choosing specific companies has a less than 50% success rate and often comes with higher fees. For the record, most public libraries have a copy of "A Random Walk" and its conclusions are well shared.