After recently freezing credit at all three bureaus...Transunion does it right. Free acct can toggle a freeze anytime. They show a little ad when logging in,

After recently freezing credit at all three bureaus...Transunion does it right. Free acct can toggle a freeze anytime. They show a little ad when logging in, but that is fine. Experian has no free acct login. Equifax will next year.