The issue is that I am responsible for people using this data, but don’t own it like you mentioned. If the banks were responsible for giving out fraudulent loan

The issue is that I am responsible for people using this data, but don’t own it like you mentioned. If the banks were responsible for giving out fraudulent loans and there was an easier way to prove that they were fradualent without this PI, then I wouldn’t care. But I have to care right now.