The lower end extreme on this scale isn't financial hardship for risking 50% of net wealth, it's someone who has no net wealth and little income. In America esp

The lower end extreme on this scale isn't financial hardship for risking 50% of net wealth, it's someone who has no net wealth and little income. In America especially that person's risk profile typically includes "avoid getting a cold" and "start a business" barely registers as a thing.