" someone who would be placed into financial hardship by losing 50% of their net worth" would include most people in my estimation. Since privilege is relative,

" someone who would be placed into financial hardship by losing 50% of their net worth" would include most people in my estimation. Since privilege is relative, I used someone who is privileged relative to most people. The author claimed that "only the privileged can take risks", I demonstrated a situation where that isn't true. Aside from that sentence, I mainly agreed with the author.