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Expense tracking. My bank sends me one email every time my card is used. - Using the Google Places API I find the related establishment (gives me name, address
by juancampa 9y ago
Expense tracking. My bank sends me one email every time my card is used.
- Using the Google Places API I find the related establishment (gives me name, address, phone number, etc)
- Using the Gmail API I look for a receipt email (if any) by looking for another email with the same dollar amount and the same date
So at any given time I can see all the purchases/payments I've done with rich information about where and exactly when (including time of day).
For some reason banks don't like to tell you the time of a purchase. only the date.
- jdlyga 9y agoWhat bank do you use that has this feature?
- juancampa 9y agoWells Fargo. You can get an email for purchases above a certain amount with a minimum of $1
- malnourish 9y agoI know with capital one you can set up alerts to send on a purchase value of $X. If you set X sufficiently low you'll hit nearly every purchase. I would imagine other banks have similar functions.
- strange_quark 9y agoNot OP, but Chase can email and send push notifications for any purchase if you set the threshold to $0.
- lstamour 9y agoI can't believe I never thought of this one. If real-time enough, that sounds like a very useful feature for accounting purposes. You could turn the email into a phone push notification asking you to classify the transaction as business or personal, for example. That said, does it take negative numbers? Or how would it handle refunds/returns?
- juancampa 9y ago> If real-time enough From my experience it seems to be very real-time. They call them "Rapid alerts" > Or how would it handle refunds/returns? It doesn't notify you of refunds as far as I know. So you won't be able to track your exact account balance just based on these emails. It's good enough for knowing what's going on IMO.
- lstamour 9y agoHaving now set it up on a few of my credit cards, I can say that speed (and alert types) vary bank-by-bank. One bank sends me notifications for every transaction, another is like Chase but requires $1+ transactions, not $0. A third is delayed in showing any transactions online (or by email) by two days on a regular basis, making its alerts somewhat less useful.
- DKnoll 9y agoTD Canada Trust has a similar feature, but with Android notifications if you have the 'TD MySpend' application.