I hope the OP notices this, it's excellent advice. The time you spend on your claim to your insurance company may be the best hourly rate you ever make in your

I hope the OP notices this, it's excellent advice. The time you spend on your claim to your insurance company may be the best hourly rate you ever make in your life. Don't rush it, get it right. My takeaway from the reddit comment is "be as specific as possible, especially about expensive things." Like this, for example: 'If you said "High-end Toaster, Stainless Steel, Blue glowing power button" ... you might get $35-50 instead [of much less]. We had to match all features that were listed.' I can imagine that someone who has been through an ordeal and just wants to get the claim processed might just say 'toaster', and end up with $7 instead of $50. Multiply that by everything in your house, and you're really coming up short.