I don't just mean that it must be paid many times over because the loan appreciates. I mean it in the sense that the values of the stuff being purchased with de

I don't just mean that it must be paid many times over because the loan appreciates. I mean it in the sense that the values of the stuff being purchased with debt get skewed higher, so that people have to take more debt just to afford that stuff. I also mean it in the sense that people having nothing to do with the debt are coerced into paying interest on debts that others incurred. With homes, it turns our places of respite into worrisome baggage.