I mean that a lot of people don't understand how to write down an exponential function intuitively. A lot of people can write down the formula for compounding i

I mean that a lot of people don't understand how to write down an exponential function intuitively. A lot of people can write down the formula for compounding interest, but don't understand what it means or how to come up with it from scratch. People rely on math that they vaguely understand to govern their financial and economic relationships.