Accessing information that isn't available via an API. For example, much information on HN is only available via scraping. Many banks can't afford to rebuild th

Accessing information that isn't available via an API. For example, much information on HN is only available via scraping. Many banks can't afford to rebuild their backend (probably largely due to the liability/compliance costs) to support an API/client model, but they still want an application--such applications are pretty much required to scrape said banks HTML.