I use the Bitpay VISA card and it's worked flawlessly for me for the past year. Sometimes it takes a bit for enough confirmations to pile on for Bitpay to relea

I use the Bitpay VISA card and it's worked flawlessly for me for the past year. Sometimes it takes a bit for enough confirmations to pile on for Bitpay to release funds...but 98% of the time it happens within seconds. $10 in BTC to order the card. $2 ATM fee in the US (I never use an ATM for this thing...mostly online purchases and the occasional "forgot-my-other-card" purchase). Conversion rate is reasonable. I tried using Shakepay but did not have a good on-boarding experience. The one thing I don't like about Bitpay is that their mobile app is total garbage - I only use the web interface.