Call me cynical, but it's not going to change anything: * Equifax won't have fines levied against it * C-level staff won't have to pay fines (because they put

Call me cynical, but it's not going to change anything: * Equifax won't have fines levied against it * C-level staff won't have to pay fines (because they put in place or rewarded a corporate culture that made security a low priority) * Banks and other institutional customers won't stop using Equifax * No additional regulation will be created It's all theatre; we'll have "thoughts and prayers" directed our way while nothing of substance changes.