And that COBRA is not as free as people make it sound. In fact it's more expensive. I pay $3.00/month for the group policy at work, but when I get fired I will

And that COBRA is not as free as people make it sound. In fact it's more expensive. I pay $3.00/month for the group policy at work, but when I get fired I will also lose the company's payments to the plan on my behalf. So my expenses actually go up as a result of trying to take advantage of COBRA. Whereas if I were paying for my own policy, I would be aware of what it costs and would be paying the same price for insurance regardless of my employment status.