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Anyone with work provided insurance who can also afford the group rate the company pays.

• Spivak 9y ago
  Which is basically saying that when you lose your job they stop paying you.
  • humanrebar 9y ago
    It's a bit different because it's a hidden expense when it comes to budgeting. Six months expenses looks different if sometimes you emergency fund needs to cover CORBA that changes over time in a way that is transparent to you. If it all came out of your accounts, you could literally measure expenses and judicially tweak from there.
    • jsjohnst 9y ago
      > you could literally measure expenses I haven't worked for a company, Fortune 50 to small startup, in the past 20 years that provided medical insurance and didn't provide the employer covered cost data in an easy place for access on demand.
  • jschwartzi 9y ago
    And that COBRA is not as free as people make it sound. In fact it's more expensive. I pay $3.00/month for the group policy at work, but when I get fired I will also lose the company's payments to the plan on my behalf. So my expenses actually go up as a result of trying to take advantage of COBRA. Whereas if I were paying for my own policy, I would be aware of what it costs and would be paying the same price for insurance regardless of my employment status.
    • Spivak 9y ago
      You can also just ask your employer what their portion of the benefits is while you're employed. They'll be more than happy to tell you.