On multiple occasions, Mr. Smith referred to an “individual” in Equifax’s technology department who had failed to heed security warnings and did not ensure the

On multiple occasions, Mr. Smith referred to an “individual” in Equifax’s technology department who had failed to heed security warnings and did not ensure the implementation of software fixes that would have prevented the breach. If an employee isn't heeding a significant warnings (plural!) then it sounds like a management problem too.