$7 million is peanuts. People are being advised to perform credit freezes with Equifax, Experian, and TransUnion. For each credit freeze, you have to pay the c

$7 million is peanuts. People are being advised to perform credit freezes with Equifax, Experian, and TransUnion. For each credit freeze, you have to pay the credit agency $5-$10 depending on the state (only one state has forced them to do it for free; several states have no requirement to implement a credit freeze at all). The credit reporting agencies are raking in tens of millions of dollars in these fees because one of them was incompetent. That's basically racketeering. In case you think paying a company $10 not to disclose information it's gathered about you is a raw deal, TransUnion offers a different, free "credit monitoring" service (https://www.transunion.com/product/trueidentity-free-identity-protection https://www.transunion.com/product/trueidentity-free-identit...). It's free, there's no catch (their marketing copy), except that the terms of service include an arbitration agreement. So you give up your right to sue TransUnion or be in a class action.