This is how I think about this: I want my children to benefit from the fruit of my labor. I would like to help them enjoy their lives even after they become adu

This is how I think about this: I want my children to benefit from the fruit of my labor. I would like to help them enjoy their lives even after they become adults, so long as my help does not impact their sense of independence. I will enjoy (indeed love) seeing them benefit from my savings and I don't want anyone to even subconsciously wait for my death so that they can get the estate. If I were incapacitated one day I hope my children will prioritize their own needs over mine (the current "me" will no longer really be there). My first wish is not to be a burden to them. Of course I will want to make this all clear in writing so they won't need to face any moral dilemma. My kids are not adults yet. I hope my feelings towards them won't change as they mature. It will be my own greatest failing if somehow I lose my love for them and I won't be happy no matter how much wealth I have left.