Start the conversation with "Have you or a loved one ever experienced identity theft?" "How long did it take to get things fixed?" "Since your social securit

Start the conversation with "Have you or a loved one ever experienced identity theft?" "How long did it take to get things fixed?" "Since your social security number never actually changed, what's to stop you from having new issues 5 or 10 years from now?" "The cost of a pay-as-you-go phone can be less than the cost of "Identity theft protection" If that doesn't work, let them opt out.