Financial counseling should be required in high school. It would benefit the poorest the most. I'm not surprised about the new Elantra. People who grow up poor

Financial counseling should be required in high school. It would benefit the poorest the most. I'm not surprised about the new Elantra. People who grow up poor are not socialized to make good financial decisions. (People who grow up rich often make bad decisions too, but they don't suffer as much from them.) Unfortunately, we have a system where poor college students are able to dig themselves into massive debt. Huge student loans are given to people who have no chance of repaying them, and it's possible for someone in dire financial straits to finance a new car. It's a miracle we haven't had a mass default bring down the entire student loan system yet.