> If you are said parent, which of the kids do you absolutely trust to never ever screw you over no matter how much incentive there is and no matter how hard a

> If you are said parent, which of the kids do you absolutely trust to never ever screw you over no matter how much incentive there is and no matter how hard a times they fall on? From the purely optimization viewpoint your "never ever" is too strict. This just has to be less likely and/or less damaging (however you want to choose a utility function) than losing your marbles and getting into a professional con artist's net. Everyone's case is different, but I personally would never take my parents money for my own goals; same for my siblings and their kids. Maybe it is just my experience, but I grew up in a strong culture of "kids first"; parents are always sacrificing something for kids and that was seen as normal. If my parents had money and knew that my kids were hungry I have absolutely no doubt that they would push it to feed their grandkids before I ask. Not to criticize your post (I think you are being unfairly downvoted), but mentally running a check on how would I feel today if I were in my 80s, totally incompetent, and my kids wanted to steal my money. Heck, in that case I do not know what I would live for -- kids, take whatever I still have, use it for your family and put me out of my misery.