I just find the situation depressing. Most sites have no 2-factor and with the advent of U2F and TOTP, I wish more sites that are offering real services, would

I just find the situation depressing. Most sites have no 2-factor and with the advent of U2F and TOTP, I wish more sites that are offering real services, would offer these standards. I can understand them having their own (maybe) if their app has a larger purpose. For example the gaming system called "Steam". I have no problem using that because a) activating 2-factor (their 2-factor) provides instant access to trades vs waiting 2 weeks and b) the app has other uses that are something I might use when out and about.