Most of the terminal MS programs are not terribly competitive and are mainly made up of either students who did not have a CS undergrad degree or got one long a

Most of the terminal MS programs are not terribly competitive and are mainly made up of either students who did not have a CS undergrad degree or got one long ago and did not use it. If you have the cash and pass their basic entry tests (usually just the GRE, +TOEFL if from a non-English country) it shouldn't be a problem for you. That said, a Ph.D. program (or the booby-prize/MS degree from it) is a completely different matter. But despite being the same degree, the terminal MS programs are a completely different program, and are intended for people with a background like yours who are trying to get further in their CS career.