It is really hard to give money directly. often, those in need will refuse money, because they are too proud to take it. on the other hand, many organisations

It is really hard to give money directly. often, those in need will refuse money, because they are too proud to take it. on the other hand, many organisations will happily take money on behalf of those in need, but you have no way to see how much actually ends up with the intended recipients. if you pay someones phone bill, you know you are helping someone...