Or extend to anyone with a mobile an automatic line of credit they can use in emergencies or at will. PayTM in India is expanding on consumer credit and lending

Or extend to anyone with a mobile an automatic line of credit they can use in emergencies or at will. PayTM in India is expanding on consumer credit and lending services at the "auto-rickshaw" level and for the micro amounts we are talking about here (>$100 per month) it seems more a question of distributing the phones than the wealth. Further if feeless peer to peer transactions via Digital Gold or cryptocurrency become ubiquitous, analagous peer to peer lending would also be universal. The interesting case is in Puerto Rico after Hurrican Irma when all cell towers are wiped out. You have the common scenario of a CNN reporter with a sat phone relaying messages on behalf of stranded locals who just want to let their relatives know they are alive. Deployment of Iridium Next with cheap sat phones with integrated digital payments could work wonders. http://www.cabelas.com/product/DeLorme-InReach-Explorer-Satellite-Communicator-with-Navigation/1926518.uts http://www.cabelas.com/product/DeLorme-InReach-Explorer-Sate...