There is also the alternative: telling everyone that someone is a deadbeat (i.e. a delinquent debtor's credit rating is harmed). If you are operating at a smal

There is also the alternative: telling everyone that someone is a deadbeat (i.e. a delinquent debtor's credit rating is harmed). If you are operating at a small scale e.g. one involving a notebook, presumably you know all your customers and their friends etc...