4 ms·IIRC the ones without are “online” cards given out to for instance students.by jacobush 9y agoIIRC the ones without are “online” cards given out to for instance students.chiph 9y agoMy Citi-issued Costco Visa card has no embossed numbers. I figure it's just Citi being cheap.megaman22 9y agoMy Chase Manhattan card is also like this, although it's some sort of metal-based chip card, much ruggeder than the old plastic cards.