You're right, I think it's broad and there are several subproblems. For some people it might mean: opening their first savings account, teaching them to grow a

You're right, I think it's broad and there are several subproblems. For some people it might mean: opening their first savings account, teaching them to grow a safety net, introducing retirement accounts and their benefits, helping people understand tools like HSAs, helping people understand and take advantage of credit card rewards, coming up with approaches to pay down debt, understanding the repayment of student loans in fields that are special cases like education.