People who can save can save anywhere. People who will overspend will overspend anywhere. This doesn't mean move to the Bay Area to be a janitor. Some jobs wil

People who can save can save anywhere. People who will overspend will overspend anywhere. This doesn't mean move to the Bay Area to be a janitor. Some jobs will absolutely make it difficult to afford the cost of living. But with good discipline, I'd argue it's typically easier to save (in absolute dollar terms) in a high-COL place than a low one.