No, you're missing the poster's point. They're saying the problem is this: You want to do business with company A. Company A asks company B for information ab

No, you're missing the poster's point. They're saying the problem is this: You want to do business with company A. Company A asks company B for information about you. Company B lies to company A. Now company A won't do business with you, because company B lied about you. Company B in this scenario is a company like Experian.