Yep, in the U.S. So I suppose the slightly lower risk didn't work out for me, but if I had to advise anyone else on the hypothetical decision, I'd say pay 10x m

Yep, in the U.S. So I suppose the slightly lower risk didn't work out for me, but if I had to advise anyone else on the hypothetical decision, I'd say pay 10x more and get the slightly lower risk. It's not enough money to save given how shitty the consequences can be.