Literally no intelligent company would do that as it’s extremely unreliable. As you mentioned though, we have AVS checks. I can’t understand why we don’t have

Literally no intelligent company would do that as it’s extremely unreliable. As you mentioned though, we have AVS checks. I can’t understand why we don’t have the ability to also verify the card holder name and/or bank/issuer name via a merchant gateway for CNP transactions.