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I've switched to Android Pay pretty much everywhere because it's nearly instantaneous, whereas chip transactions require 10-20 seconds of awkward waiting around

I've switched to Android Pay pretty much everywhere because it's nearly instantaneous, whereas chip transactions require 10-20 seconds of awkward waiting around. Before I had a phone with a fingerprint reader it took more effort to wake and unlock the device, but now that part is frictionless.

knz 9y ago
Android Pay is almost always as slow as chip transactions here in Minnesota. The app seems to work quickly but the POS machine is always slow to complete it's part of the transaction. It seems to vary depending upon the POS machine - for example Trader Joe's is always quick but those in the larger grocery chains or local sandwich shop are painfully slow. From the downvotes I assume it's a regional thing!