3 ms·
What happens behind the screen where one country is able to groom healthy medical/ insurance system and other countries get infected with so called insurance s
by user-on1 9y ago
What happens behind the screen where one country is able to groom healthy medical/ insurance system and other countries get infected with so called insurance systems. Is it about the consumers being weak or is it about the service providers being strong?
- sitharus 9y agoI think it's due to relative power of the consumers. In most medical and dental situations the consumer does not have a lot of power compared to the providers. A government-lead system can drive down to the cost of providing, eliminating the profit consideration. In New Zealand dental work is almost entirely private, there's no government backup for most people (there's an exception for basic work for those on low income). On the other hand dental insurance is almost unheard of so clinics can't ask for too much. Last time I had a checkup, 2 xrays and a clean and polish it came to NZ$160 and that wasn't at a cheap practice. Also removal of two upper wisdom teeth was NZ$2500 including sedation. It's been noted above that NZ doesn't require malpractice insurance due to the presence of ACC so this probably has a material impact on the prices.