I would call it "losing my sh!t" but I have already lost it even if I didnt really opt-in in the first place. And now I have lost it so much I have nothing lef

I would call it "losing my sh!t" but I have already lost it even if I didnt really opt-in in the first place. And now I have lost it so much I have nothing left to lose...makes you wonder about a credit collapse huh. With everyone's personal information freely available I wonder if free credit monitoring would even matter.