3 ms·

find a local credit union.

• clairity 9y ago
  yes, that's what i do. =) but i wish more people would realize how much they neuter competition and lose in actual cash-in-hand by indulging the big banks and not shopping around. make the banks compete for your money by finding the best returns for your cash. it takes a few minutes on a site like http://www.bankrate.com/ http://www.bankrate.com/ to do so. most consumers have a checking account or two, a couple credit cards, maybe a savings account, a car loan and a mortgage--all things well understood and competitively handled by a credit union. many people tout convenience as their main decision-making factor, but big banks are not any more convenient than credit unions--technology has leveled that playing field. i suspect the real reason we use big banks is our ingrained herding instinct and the psychological safety that implies (however illusory that is).