I read many of your comments on this post and still do not seem to get your point. You argue that there are reasons for the lack in verifications and then that

I read many of your comments on this post and still do not seem to get your point. You argue that there are reasons for the lack in verifications and then that this is desiderable from a societal point of view. To the question "should a CC provider cover the expenses on CC give to fraudolent impersonators?" what do you answer?