Why are those criticisms? The top 5% of households earn over $200,000. That is a large and wealthy audience, that is equally as interested in retiring early as

Why are those criticisms? The top 5% of households earn over $200,000. That is a large and wealthy audience, that is equally as interested in retiring early as people making 50k. In the United States alone, the top 5% of earners is a large audience, and again, the wealthy audience that any blog, or cult, or merchant is looking for. The people making 50k have to figure out the irrelevance to their situation on their own. The people making 150k don't, as they are a hop away from being in the top 5%, and a hop away from learning what is needed to cement their financial independence.