Nothing a credit card company does is ever in your favor unless it's required by legislation. While they make money on a per transaction basis, the bulk of the

Nothing a credit card company does is ever in your favor unless it's required by legislation. While they make money on a per transaction basis, the bulk of their profits come from fees and interest. Especially fees since that's essentially "free money" for them. So they really don't like anyone who pays off bills in full each month (transactors aka "deadbeats"). Also, take a close look at your credit offers and statements. Cash advances are almost always at a higher interest rate and don't have a grace period like purchases. Odds are you still would have been accessed the finance charges even under the original lending agreement.