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While I get the author's point, the problem is that for a lot of us in the US (those primarily impacted by Equifax I believe, unless they do work overseas as we
by jsgo 9y ago
While I get the author's point, the problem is that for a lot of us in the US (those primarily impacted by Equifax I believe, unless they do work overseas as well), if someone claims to be me and gets the IRS to send my income tax refund to them, they are not going to mea culpa and send me the refund too. I'm just hosed.
- kd0amg 9y agothey are not going to mea culpa and send me the refund too Isn't that exactly the author's point? In that scenario, the IRS has taken harmful action against you to make up a cost they incurred by falling for someone else's fraud, and they get away with it by calling you the fraudster's victim, not theirs.
- jsgo 9y agowhile that's fair, they also state "The only way I get to be victim is if one of these organisations is duped and then they can’t or won’t address their mistakes or shortfalls and therefore they choose to pass the buck to me." And in this particular case, there is no recourse and you're certainly a victim. Last year there was something going on that they increased the fraud prevention-esque refunds with delays for a majority of people filing. Hopefully the IRS does similar this go around (and going forward).