Yeah, that's not what's commonly understood to be "identity theft". If someone steals your credit card then you call up your credit card company, say "that's no

Yeah, that's not what's commonly understood to be "identity theft". If someone steals your credit card then you call up your credit card company, say "that's not me" and they drop the charges from your account. Happens to essentially everyone who uses credit cards. Identity theft is when someone else opens up an entirely new card in your name. Often, you won't even know this happened until you're rejected by a credit check or something, and you see this new delinquent account that you know nothing about. It's distinctly different and worse from your scenario because it implies a loss of information like SSN which are much harder to deal with. Someone steals your CC#? Replace the card, done. Someone is able to sign up for credit as you? Now you're in a much worse situation, since it's a demonstration that your info is "out there" and people can use it. And stuff like address history, DOB, SSN, are much harder to change. But per this article, neither is really "identity theft", and that's a pretty interesting way of looking at it, I'd never thought of.