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But the point is that the bank is who makes you a victim by baselessly asserting that you are responsible for their blunders. You are not the victim of someone
by zAy0LfpBZLC8mAC 9y ago
But the point is that the bank is who makes you a victim by baselessly asserting that you are responsible for their blunders. You are not the victim of someone pretending to be you, the bank is. You are the victim of the bank making you spend resources on cleaning up their failure.
- falcolas 9y agoThis only matters because a measure of blame is assigned to the victims. Even if we switch the words around and call it bank fraud, individual whose identity was copied will still be the one to endure the pain and effort of putting their affairs back in order.
- zAy0LfpBZLC8mAC 9y agoExcept it probably doesn't, framing matters. People put up with it because they are led to believe that it's their problem, just like if someone broke into their home and stole their TV. People would be much less likely to accept the same reasoning from their bank if it were not stated as "Someone stole your identity, we are sorry you have to pay this", but instead as "A third party defrauded us, we are sorry you have to pay this".